A commercial mortgage is a type of loan that is used to purchase or refinance a property that is intended for business use. This can include properties such as office buildings, retail spaces, warehouses, and more. In the UK, commercial mortgages are typically offered by banks, building societies, and specialist lenders.

Commercial mortgages are different from residential mortgages in several ways. For example, they often have higher interest rates and require larger down payments. Additionally, the terms of a commercial mortgage can vary widely depending on the lender and the borrower's financial situation.

If you are considering a commercial mortgage, it is important to work with a lender who has experience in this area. They can help you navigate the complex process of securing a commercial mortgage and ensure that you get the best possible terms for your situation.